Fill your cart with your favorite products. Just select Shop Pay at checkout, then enter a few pieces of information for a real‑time decision.
Select the payment schedule you like best, then confirm your loan. Shop Pay will never charge more than you see up front.
Just download the Shop Pay app or sign in at https://shop.app/shop-pay. Shop Pay will send you email and text reminders whenever a payment’s coming up.
Your credit score will not be affected when you check your eligibility, even though Affirm performs a credit check. If you decide to buy with Affirm, your loan and payments may affect your credit score. Paying on time can help you build positive credit history.