Shop Pay Financing

STEP 1

Fill your cart

Fill your cart with your favorite products. Just select Shop Pay at checkout, then enter a few pieces of information for a real‑time decision.

STEP 2

Choose how to pay

Select the payment schedule you like best, then confirm your loan. Shop Pay will never charge more than you see up front.

STEP 3

Make easy monthly payments

Just download the Shop Pay app or sign in at https://shop.app/shop-pay. Shop Pay will send you email and text reminders whenever a payment’s coming up.

Curious about your credit score?

Your credit score will not be affected when you check your eligibility, even though Affirm performs a credit check. If you decide to buy with Affirm, your loan and payments may affect your credit score. Paying on time can help you build positive credit history.